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Medicare Basics
4
Min Read

What Is Medicare Advantage? A Plain-English Guide for Retirees

A plain-English guide to Medicare Advantage, what it covers, how it differs from Original Medicare, and what retirees should check before enrolling.

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Latest Articles

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Plan Comparisons & Ratings
4
min read
Medicare Advantage and Federal or Union Retiree Benefits: When Leaving Group Coverage May Make Sense

A guide for federal, postal, and union retirees weighing high group plan premiums against individual Medicare Advantage options.

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Costs & Financial Considerations
3
min read
How Much Does Medicare Advantage Cost in 2026?

An updated 2026 Medicare Advantage cost guide covering Part B, plan premiums, copays, drug costs, and out-of-pocket limits.

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Enrollment & Plan Choices
3
min read
Can You Change Medicare Advantage Plans Mid-Year?

A mid-year Medicare Advantage change guide covering MA Open Enrollment, Special Enrollment Periods, and 5-star plan opportunities.

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Enrollment & Plan Choices
3
min read
Can I Switch from Medicare Advantage Back to Original Medicare?

A switching guide explaining when you can leave Medicare Advantage, how Part D fits in, and why Medigap timing matters.

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Enrollment & Plan Choices
3
min read
Understanding Medicare Advantage Special Enrollment Periods

A plain-English guide to Medicare Advantage Special Enrollment Periods for moves, lost coverage, Medicaid changes, and other qualifying events.

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Enrollment & Plan Choices
3
min read
How to Choose a Medicare Advantage Plan During Annual Enrollment

A step-by-step Annual Enrollment guide for reviewing Medicare Advantage plans, plan changes, doctors, prescriptions, and total costs.

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Enrollment & Plan Choices
3
min read
What Happens If I Miss Medicare Advantage Open Enrollment?

A practical guide for people who missed a Medicare Advantage enrollment deadline and need to understand what options may remain.

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Enrollment & Plan Choices
3
min read
Enrollment Periods for Medicare Advantage: A Simple Calendar Guide

A simple calendar guide to Medicare Advantage enrollment periods, including Initial Enrollment, Annual Enrollment, MA Open Enrollment, and SEPs.

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Plan Comparisons & Ratings
3
min read
How Medicare Advantage Star Ratings Should Influence Your Plan Choice

A decision guide on when Medicare Advantage Star Ratings should matter and when practical plan fit matters more.

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Plan Comparisons & Ratings
3
min read
Medicare Advantage Star Ratings: What They Mean and What They Do Not

A guide to Medicare Advantage Star Ratings and how to use them without ignoring doctors, prescriptions, and costs.

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Plan Comparisons & Ratings
3
min read
What Are the Disadvantages of Medicare Advantage Plans?

A balanced look at Medicare Advantage tradeoffs, including networks, prior authorization, annual changes, and benefit limits.

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Plan Comparisons & Ratings
3
min read
Medicare Advantage vs. Medicare Supplement Insurance: How to Choose

A comparison of Medicare Advantage and Medicare Supplement Insurance based on flexibility, premiums, costs, and benefits.

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Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).

We do not offer every plan available in your area. Currently we represent 12 organizations which offer numerous products in your area. Please contact Medicare.gov,
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The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.

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